TOKIO MARINE LIFE ADDED ANOTHER INNOVATIVE PRODUCT

News Release

TokioMarine-XtraCash – Giving customers the joy of having constant flow of income

Tokio Marine Life Insurance Malaysia Bhd.(Tokio Marine Life) launched its new
TokioMarine-XtraCash  product today, a participating endowment policy that
enables customers to receive guaranteed cash payment up to a total of 125% of sum
assured, creating a constant flow of passive income to support their financial goals.
While  TokioMarine-XtraCash takes care of customers’ current financial needs, it
also provides an assurance that future savings are not compromised. This is
because the plan also offers guaranteed maturity  value  of up to 140% of  sum
assured. Ensuring that upon maturity, customers will receive the funds to maintain
the lifestyle of their choice. That is not all; TokioMarine-XtraCash also participates
in the profits of Tokio Marine’s participating fund. These are paid out additionally as
annual cash bonuses and a lump sum maturity bonus.

Many of us, at some point in our life, will have to make the difficult decision between
allocating more funds into our savings or to accommodate our desired lifestyle. But it
does not always have to be one or the other. TokioMarine-XtraCash is designed so
that our customers  can have the best of both worlds - living their desired lifestyle
while achieving their saving goals.

According to Mr Toi See Jong, Chief Executive Officer, “Today’s customers seek
flexibility in their financial planning and we understand that every individual has
different needs at different stages of their lives. We crafted TokioMarine-XtraCash
in such a way that we accord our customers the power and flexibility to create their
own piece of wealth.


TokioMarine-XtraCash  offers a choice of short term commitments of 5, 10 or 15
years while the guaranteed cash payment and protection is for the long term, up to
30 years. Additionally, recognising the importance of protection,  TokioMarineXtraCash  has boosted its coverage through a special feature that increases protection to 300% of its original coverage.

“In Tokio Marine Life, we believe in helping our customers achieve their goals. For
some, immediate returns are important. Therefore, TokioMarine-XtraCash pays out
guaranteed cash payment from the end of the policy’s 1st year and continues to be
paid annually for up to 30 years. Alternatively, those who want to make their money
work harder can opt to deposit the guaranteed cash payment with the company to
accumulate even more interest. However, this does not mean their funds are lockedin. This is because TokioMarine-XtraCash allows customers to withdraw the money they deposited with the company should there be any important event such as having a child, buying a new house or just to go on a holiday.”

TokioMarine-XtraCash is available from 15 Tokio Marine Life branches and 2,500 agents
located nationwide.

For more information, please contact me at 019 3327948 (yoga)